Last Updated: November 2025
Welcome to acag.org.pk, the Apni Chhat Apna Ghar Information Portal.
This Disclaimer outlines the limitations of our responsibility and clarifies how users should interpret and engage with the information available on this website.
By accessing or using our platform, you agree to the terms stated in this Disclaimer.
1. Informational Purpose Only
The information provided on acag.org.pk is intended purely for educational and informational purposes. Our goal is to simplify and share updates, guides, and public awareness material regarding the Apni Chhat Apna Ghar (ACAG) Program introduced by the Government of Punjab.
We are not an official government entity and are not affiliated with the official portal acag.punjab.gov.pk.
For official applications, status verification, or beneficiary information, please always visit the Government of Punjab’s official ACAG website.
Our content serves only to educate, inform, and empower citizens by explaining complex processes in a user-friendly way.
2. Accuracy of Information
We strive to maintain accuracy, timeliness, and reliability in every article and update published on our site. However:
- Government policies, application procedures, eligibility criteria, and deadlines may change without prior notice.
- While we make every effort to stay current, we cannot guarantee absolute completeness or error-free content.
Users are encouraged to verify all scheme details directly from official government notifications or portals before making any decisions or applications.
acag.org.pk shall not be held liable for outdated, incomplete, or misinterpreted information that results from changes in official announcements.
3. No Legal, Financial, or Professional Advice
All articles, guides, and resources available on acag.org.pk are informational in nature and should not be treated as professional legal, financial, or housing advice.
We do not provide consultation services or represent any government department.
For professional guidance related to housing applications, loan programs, or subsidy policies, please consult certified experts or contact the relevant government offices directly.
Our mission is to create awareness and make public information accessible—not to replace expert consultation.
4. External Links Disclaimer
Our website may contain links to third-party or official government websites such as acag.punjab.gov.pk or related portals. These links are provided solely for convenience and public reference.
However, we do not control or endorse the content, accuracy, or privacy policies of external sites.
We are not responsible for any loss, damage, or data issues that may occur from interacting with third-party platforms.
Visiting external websites is entirely at the user’s own discretion and risk.
5. Limitation of Liability
By using this website, you agree that acag.org.pk, its administrators, and contributors will not be liable for:
- Any inaccuracies, omissions, or typographical errors in published information.
- Any financial, personal, or reputational losses resulting from reliance on our content.
- Any issues arising from the use of third-party or government application portals.
Users are solely responsible for how they interpret and use the content available on our site.
We emphasize that acag.org.pk is purely an informational platform, not an application or decision-making system.
6. Fair Use and Content Rights
All written content, guides, and resources published on acag.org.pk are protected by intellectual property and copyright laws.
You may share our content for personal awareness or educational use, provided that you:
- Do not alter, misrepresent, or monetize it.
- Give proper credit to acag.org.pk as the source.
Reproduction, republishing, or redistribution of our material for commercial use without prior written consent is strictly prohibited.
We reserve the right to update, remove, or revise any content at our discretion to ensure accuracy and policy compliance.
7. Consent
By accessing and using this Website, you acknowledge that you have read, understood, and agreed to the terms of this Disclaimer.
Your continued use of acag.org.pk constitutes acceptance of any future revisions to this policy.