Apni Chhat Apna Ghar 2025 Loan Disbursement, Houses Completed & Under Construction Updates
The Apni Chhat Apna Ghar (ACAG) scheme is one of the most ambitious housing initiatives launched by the Government of Punjab to provide affordable homes to low- and middle-income families across Pakistan. This scheme is designed to ensure that every eligible citizen has the opportunity to own a home and secure a better future.
Since its inception, the ACAG scheme has witnessed remarkable progress, with thousands of families benefiting from loans, completed houses, and ongoing construction projects. It has become a symbol of social welfare and development, aiming to reduce housing shortages and empower citizens economically.
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The government has streamlined the application and loan disbursement process to make it transparent and efficient. By leveraging the Poverty Means Test (PMT) scores, the scheme prioritizes households that need financial assistance the most. This ensures that the program reaches deserving applicants and maximizes its impact.
With continuous monitoring and updates, the ACAG scheme provides citizens with timely information regarding loan disbursement, house allocation, and construction progress, helping them plan and stay informed every step of the way.
Loan Disbursement Progress
The scheme has successfully disbursed 86,906 loans totaling Rs. 104.3 billion. The second tranche has already been released to 54,754 beneficiaries, bringing them closer to securing their dream homes. Additionally, 196 loans are ready for disbursement, which will soon reach eligible applicants.
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Houses Under Construction
Currently, 76,880 houses are under construction across various phases. These projects are being executed with careful planning and quality standards to ensure timely completion. The ongoing construction reflects the government’s commitment to providing safe and affordable housing to deserving citizens.
Completed Houses
A total of 119,151 houses have been completed under the ACAG scheme. These ready-to-occupy homes are transforming lives, giving families the security, comfort, and dignity of owning their own home. The initiative is successfully turning the dream of “Apni Chhat, Apna Ghar” into reality for thousands of households.
How to Apply for ACAG
Eligible citizens can check their PMT scores online to confirm eligibility. Once qualified, applicants can submit their forms through the official ACAG portal, ensuring all required documents are attached. Regular updates are provided to keep applicants informed about loan disbursement and construction status.
FAQs Apni Chhat Apna Ghar 2025:
Q1: Who is eligible for the ACAG scheme?
A: Eligibility is based on PMT scores, income levels, and socio-economic conditions. Households with lower PMT scores are prioritized.
Q2: How do I check my PMT score?
A: PMT scores can be verified online on the official ACAG portal or at local offices designated by the government.
Q3: How many loans have been disbursed so far?
A: As of 2025, 86,906 loans have been successfully disbursed.
Q4: How many houses are currently under construction?
A: A total of 76,880 houses are under construction across multiple phases of the scheme.
Q5: How many houses have been completed?
A: 119,151 houses have been completed and are ready for occupation.
Q6: When will my loan be disbursed?
A: Loan disbursement is done in tranches. Beneficiaries are notified individually when their loan is approved.
Q7: Can I track the construction progress of my house?
A: Yes, construction progress can be tracked online via the official ACAG portal or through local housing authorities.
Q8: Can anyone apply for a house under the scheme?
A: Applications are accepted only from citizens meeting eligibility criteria, including income limits and PMT score thresholds.
Q9: What documents are required to apply?
A: Documents typically include proof of identity, PMT score certificate, domicile, income certificate, and other required verification forms.
Q10: Is financial assistance available for already built houses?
A: No, the scheme primarily supports new housing construction and provides loans to eligible applicants for building their homes.
Conclusion
The Apni Chhat Apna Ghar 2025 scheme is making tremendous progress in addressing Pakistan’s housing needs. With thousands of loans disbursed, houses completed, and ongoing construction projects, the initiative is changing lives and fulfilling the dream of “Apni Chhat, Apna Ghar” for countless families.
By maintaining transparency, providing timely updates, and prioritizing deserving applicants, the ACAG scheme ensures that housing support reaches those who need it the most. For eligible citizens, applying promptly and staying informed is the key to benefiting from this life-changing program.
With continued government support and efficient execution, the ACAG scheme remains one of the most impactful social welfare initiatives in Pakistan, empowering families with secure homes and a better future.
