PMT Score Check November 2025 – Verify Your BISP Eligibility Before Next Installment
The PMT Score Check November 2025 has become one of the most important steps for millions of families registered under the Benazir Income Support Programme (BISP). As the government prepares for the upcoming quarterly installment, beneficiaries are strongly advised to verify their PMT score to confirm eligibility, avoid payment delays, and ensure that their CNIC and dynamic survey information are updated.
This detailed guide explains everything you need to know about the PMT score, BISP eligibility, verification method, income threshold, CNIC checking procedure, dynamic survey rules, payment schedule, and the most important FAQs for November 2025.
What Is the PMT Score? (PMT Score Check November 2025 Explained)
The Proxy Means Test (PMT) score is a poverty measurement scale used by BISP to determine whether a household is eligible for financial assistance. The score is calculated through:
- Household survey data
- Income and expenditure
- Number of dependents
- Housing structure
- Assets and property details
- Utility consumption
- Employment status
The lower the PMT score, the higher the chances of receiving BISP financial support.
For the 2025 payment cycle:
- PMT Score ≤ 32 → Eligible for BISP Kafaalat
- PMT Score 33–37 → Review required (dynamic survey)
- PMT Score ≥ 38 → Not eligible
The PMT score helps BISP identify low-income families who require urgent assistance due to inflation, economic instability, and rising essential prices.
Why PMT Score Check November 2025 Is Important for Beneficiaries?
The November 2025 installment will be issued only to those beneficiaries whose:
- PMT score is within the eligibility range
- Dynamic survey is completed
- CNIC is verified by NADRA
- Bank account or payment method is active
- Household information is updated
BISP has tightened eligibility rules to ensure transparency and fair distribution. Beneficiaries with incorrect information or outdated surveys may face delays or be temporarily removed from the payment list.
How to Check PMT Score Online? (Step-by-Step Guide)
To verify your PMT Score November 2025, follow these simple steps:
1. Visit the Official 8171 Portal
Go to:
This is the official government portal for BISP and Ehsaas eligibility verification.
2. Enter Your CNIC Number
On the homepage, enter your 13-digit CNIC number in the designated field.
3. Confirm the Captcha Code
Write the code shown in the captcha image.
4. Click “Check Eligibility”
After submitting, the system will display your current status:
- Your PMT score
- Eligibility confirmation
- Survey requirements
- Payment cycle details
5. Visit the Nearest BISP Tehsil Office
If the website does not show your PMT score:
- Your survey may be outdated
- Your household may need re-verification
- Your CNIC may require NADRA validation
In this case, visit your nearest BISP Tehsil Office for correction and verification.
Read Also: BISP 8171 Double Payment List November 2025 – Check Eligibility for Rs. 27,000 Installment
Check PMT Score Through CNIC Verification (November 2025 Update)
BISP has also introduced simplified CNIC-based PMT verification. You can confirm your score using these methods:
Method 1: SMS to 8171
Send:
CNIC Number → 8171
You will receive a reply with:
- PMT score
- Eligibility status
- Survey required or not
Method 2: NADRA Verification
If your CNIC is expired or your household information has changed, update your record at NADRA.
Method 3: BISP Mobile Service Camps
During November 2025, BISP mobile teams are visiting rural areas to help citizens:
- Check PMT score
- Complete dynamic surveys
- Resolve biometric issues
- Update household data
Dynamic Survey Requirement for November 2025 Installment
Dynamic survey is compulsory for:
- Households with PMT score between 33 and 37
- Families whose data is older than 3 years
- Beneficiaries with incomplete household information
- Newly married applicants
- Women whose CNIC has changed after marriage
The survey includes questions about:
- Housing
- Household size
- Income
- Assets
- Education
- Utility bills
- Disability status
If you do not complete the survey:
- Your payment may be stopped
- Your name may be removed temporarily
- You may not be included in the November payment list
Who Is Eligible for BISP Payment in November 2025?
Beneficiaries meeting the following conditions will receive the installment:
- PMT score ≤ 32
- Valid and updated CNIC
- Dynamic survey completed
- Registered mobile number
- Biometric verification matched
- Household falls under low-income criteria
Some groups receive priority:
- Widows
- Disabled individuals
- Orphans
- Elderly women
- Unemployed households
- Families displaced by floods or disasters
Who Will Not Receive the November 2025 Installment?
Your name may not appear in the payment list if:
- PMT score ≥ 38
- CNIC is expired
- Dynamic survey not completed
- Household income is higher than BISP threshold
- Fraudulent or incomplete information detected
- Beneficiary has passed away
- You own commercial property or multiple vehicles
- Utility bills exceed the defined limit
Read More: BISP 8171 Payment List — How to Check Your Name Online
How to Improve PMT Score for Eligibility?
If your PMT score is slightly above the threshold (33–36), you can improve your eligibility during dynamic survey by correctly updating:
- Household size
- Job status
- Income changes
- Marriage status
- Rent or housing condition
- Disability details
Never provide false information; BISP verification teams perform regular audits.
How to Check BISP Payment Status for November 2025?
You can check your payment status using:
1. 8171 Portal
Shows:
- Payment confirmation
- Installment date
- Bank/payment center details
2. BISP Mobile App
Displays:
- Transaction history
- Pending payments
- Beneficiary status
3. Bank Partner Portals
Depending on your district, the partner bank may be:
- Bank Alfalah
- HBL Konnect
- Bank of Punjab
- Mobilink Microfinance Bank
- Easypaisa / Telenor Microfinance Bank
4. Payment Centers
Your payment is issued through:
- BISP Camps
- Bank branches
- ATMs (in some areas)
- Partner agents
Read Also: BISP Hiring Banks for Payment Disbursement — Full Details
Important Points for Beneficiaries Before November 2025 Installment
- Check PMT score early
- Make sure your CNIC is valid
- Update your household details
- Keep your registered mobile number active
- Double-check biometric verification
- Do not pay any agent—BISP services are free
FAQs – PMT Score Check November 2025:
Q1: What is the minimum PMT score for BISP eligibility in November 2025?
The minimum required PMT score is 32 or below.
Q2: How can I check my PMT score using CNIC?
You can check through the 8171 portal, SMS to 8171, or by visiting the BISP Tehsil Office.
Q3: My PMT score is 35. Am I eligible?
You must complete the dynamic survey. Your eligibility will be reviewed afterward.
Q4: Does PMT score increase automatically?
No. It only changes after your dynamic survey is updated.
Q5: What if my CNIC is expired?
You must renew it at NADRA. Otherwise, you will not receive the payment.
Q6: Can I get BISP payment without biometric verification?
Only a few special cases (elderly, disabled) are allowed manual verification.
Q7: Will all eligible families receive the November 2025 installment?
Yes, if their PMT score meets the criteria and their survey is up-to-date.
Q8: What should I do if the portal shows “Not Eligible”?
Visit the nearest BISP Tehsil Office for re-verification.
Q9: Can widows with PMT score above 32 still receive benefits?
Widows are given priority but must still fall within the eligibility threshold after survey verification.
Q10: How often does BISP update the PMT score?
Usually every three years, or when a beneficiary completes their dynamic survey.
