BISP Payment via ATMs — Step-by-Step Withdrawal (2025)
The BISP ATM Withdrawal 2025 Step-by-Step has become one of the most important topics for millions of beneficiaries across Pakistan who receive financial assistance through the Benazir Income Support Programme. In 2025, the government has introduced improved ATM withdrawal rules, easier biometric methods, upgraded bank partnerships, and faster cash disbursement to ensure that payments are received safely and without delays.
This article explains everything you need to know about how to withdraw BISP payments from ATMs in 2025, including eligibility, bank options, biometric steps, troubleshooting issues, safety tips, and frequently asked questions. If you are new to the ATM withdrawal process or facing problems during cash withdrawal, this complete guide will help you step-by-step.
What Is BISP Payment via ATMs? — Easy Cash Withdrawal System (2025)
BISP has introduced ATM withdrawal services so that beneficiaries can withdraw their payments anytime, without long queues at payment centers. This ATM facility allows beneficiaries to withdraw cash securely using biometric verification at designated banks.
In 2025, BISP has partnered with the following banks for ATM withdrawals:
- Habib Bank Limited (HBL)
- Bank Alfalah
- UBL (Limited locations)
- Meezan Bank (Pilot basis in some areas)
This ATM system gives beneficiaries full freedom to withdraw money on any day — even on weekends — without depending on camp setups.
Benefits of the BISP ATM Withdrawal System (2025)
The ATM withdrawal system offers several advantages:
✔ 24/7 Availability
You can withdraw BISP payments anytime — day or night.
✔ No Long Queues
Avoid crowded payment centers and unnecessary waiting.
✔ Secure Biometric Process
Fingerprint verification ensures safe and transparent payments.
✔ Easy Balance Checking
You can check your current BISP balance directly at the ATM.
✔ Multiple ATM Locations
HBL and Bank Alfalah ATMs are available across Pakistan.
✔ Better Fraud Prevention
Biometric withdrawal reduces payment fraud and agent deductions.
Read Also: Pakistan Gold Rate 15 November 2025 – Updated 24K Tola, Gram & Ounce Prices
Who Can Withdraw BISP Payment via ATMs in 2025?
According to BISP’s updated policy for 2025, the following individuals can withdraw payments via ATM:
- Active beneficiaries under BISP Kafalat
- Women registered through CNIC and verified in the NSER database
- Those who received an SMS from 8171 confirming their quarterly payment
- Beneficiaries with updated biometric records in NADRA
If you have recently updated your CNIC or fingerprints, your biometric may take 2–4 days to sync with the ATM system.
BISP Payment via ATMs — Step-by-Step Withdrawal (2025)
Here is the complete, updated, and verified ATM withdrawal procedure for 2025:
STEP 1: Visit the Nearest HBL or Bank Alfalah ATM
Find any nearby ATM machine of:
- HBL (Habib Bank Limited)
- Bank Alfalah
Both banks are officially authorized by BISP for payment withdrawal.
STEP 2: Tap on “BISP / 8171 Payment” Option
Once you reach the ATM:
- On the screen, select:
“BISP” or “Ehsaas/BISP Program Payment” - Some ATMs automatically show “Benazir Kafalat” option.
STEP 3: Enter Your CNIC Number
The ATM will ask you to enter your 13-digit CNIC number.
- Make sure the CNIC belongs to the registered beneficiary.
- Double-check the number before pressing “OK.”
STEP 4: Biometric Fingerprint Verification
The ATM will ask you to place your thumb on the biometric scanner.
Important tips:
- Use the thumb you used during NADRA verification.
- Clean your thumb and scanner if your finger is not reading.
- If you have dry skin, gently apply moisture.
If the fingerprint matches, the system will proceed.
STEP 5: Check Your Available Balance
The ATM will show:
- Total amount received
- Previous deductions (if any)
- Remaining balance
You may choose:
✔ “Check Balance” or
✔ “Withdraw Cash”
STEP 6: Withdraw Your BISP Payment
Select “Cash Withdrawal.”
Choose the amount displayed on the screen. Usually, BISP payments are:
- Rs. 10,500 (quarterly)
- Rs. 13,000 (in some districts based on bonus programs, 2025)
Once confirmed, the ATM will:
- Count the cash
- Release cash from the tray
- Display confirmation message
- Print the receipt (optional)
STEP 7: Collect Your Cash and Receipt
Take the cash from the tray.
You may also print a receipt for record-keeping.
Read More: BISP 8171 ATM Withdrawal November 2025 – Step-by-Step Cash Guide for Beneficiaries
Troubleshooting — Common ATM Problems & Solutions (2025)
1. Biometric Verification Failed
Reason:
Dry fingers, old fingerprints, medical conditions.
Solution:
- Rub thumb for warmth
- Apply light moisture
- Try both thumbs
- Update fingerprints at NADRA
2. CNIC Not Verified
Visit the nearest BISP Tehsil Office to revalidate your CNIC.
3. Payment Not Showing
Wait for 8171 SMS or check at office after 5–7 days.
4. ATM Out of Cash
Try:
- Another ATM
- Withdraw during bank hours
- Check balance before attempting withdrawal
5. Machine Not Responding
Press cancel and wait 30 seconds. Try a different machine.
Safety Tips for BISP ATM Withdrawals (2025)
- Never share your CNIC number with anyone.
- Avoid withdrawing cash late at night.
- Keep cash hidden after withdrawal.
- Do not accept help from unknown people.
- Check for suspicious devices on the ATM.
- Always collect your printed receipt.
How to Check BISP Payment Status Before Visiting ATM (2025)
You can check your payment status through:
✔ 8171 SMS Service
Send your CNIC to 8171.
✔ BISP Web Portal (2025 Updated)
Enter CNIC and captcha to view details.
✔ BISP Tehsil Center
Visit office for verification if online status is unclear.
Important ATM Rules for BISP Beneficiaries (2025)
- Only the registered woman can withdraw the payment.
- CNIC must not be expired.
- Biometric must match NADRA records.
- Payment cannot be withdrawn on someone else’s behalf.
- Receipt should be taken for proof in case of disputes.
Districts Where ATM Withdrawal Is Easier (2025)
BISP ATM usage is highest in:
- Lahore
- Karachi
- Multan
- Faisalabad
- Peshawar
- Quetta
- Rawalpindi
- Hyderabad
- Sukkur
Urban areas have more ATMs compared to villages.
BISP Payment via ATMs — New Updates for 2025
The government has announced new improvements:
✔ Faster biometric matching
✔ New ATM models installed
✔ SMS alerts before and after cash withdrawal
✔ Fingerprint syncing with NADRA every 24 hours
✔ Extra ATM cash refills during payment cycles
These updates help reduce waiting time and technical issues.
Read Also: CM Punjab Solar Panel Scheme November 2025 – Apply Online for Free Home Solar System
FAQs BISP ATM Withdrawal 2025 Step-by-Step:
Q1: Can I withdraw BISP payments from any ATM?
No. Only HBL and Bank Alfalah ATMs support BISP withdrawals.
Q2: Can someone withdraw money on my behalf?
No. Only the registered beneficiary can withdraw using biometric verification.
Q3: What if my biometric fails repeatedly?
Visit your nearest NADRA office to update fingerprints.
Q4: Does BISP charge extra fees for ATM withdrawals?
No. There is no fee for ATM withdrawal.
Q5: What if the ATM deducts my amount?
Call the bank helpline or visit a BISP Tehsil Office immediately.
Q6: Can I check balance without withdrawing cash?
Yes. ATM allows Balance Inquiry for free.
Q7: Is 2025 payment increased?
In some districts, additional bonuses may be included depending on government policy.
Conclusion — Easy & Secure BISP ATM Withdrawals in 2025:
The BISP Payment via ATMs — Step-by-Step Withdrawal (2025) system makes it easy for beneficiaries to collect their quarterly payments securely and conveniently. With improved biometric verification, upgraded ATM technology, and stronger security protocols, withdrawing money from ATMs has become faster, safer, and more reliable than before.
If you follow the complete steps and troubleshooting methods mentioned in this guide, you can withdraw your BISP payment without any difficulty.
